2024: A Year of Innovation, Inclusion, and Financial Empowerment in Fintech

As we bid farewell to 2024, the fintech world reflects on a transformative year that reshaped how we manage money, connect communities, and empower individuals. From groundbreaking technologies to global initiatives, here are the key moments that defined this pivotal year.

1. AI-Powered Financial Solutions Lead the Way

Artificial Intelligence redefined financial services in 2024, bringing smarter, more personalized tools to individuals and businesses alike. At the AI Finance Summit in Amsterdam, industry leaders showcased solutions that simplified budgeting, enhanced fraud prevention, and improved customer support. This shift marked a step closer to making finance smarter and more accessible for everyone.

2. Central Bank Digital Currencies Take Center Stage

This year saw an acceleration in the adoption of Central Bank Digital Currencies (CBDCs), with nations like India and Nigeria integrating digital currencies into their economies. The Global CBDC Forum in Singapore highlighted their potential to streamline cross-border payments and foster economic inclusion, ensuring more people could participate in the global economy.

3. Green Fintech: Where Finance Meets Sustainability

Sustainability became a central theme in 2024. Fintech companies introduced tools for tracking carbon footprints, supporting green investments, and financing eco-friendly initiatives. At the Fintech for Climate Conference in Stockholm, innovators demonstrated how financial technology is driving the transition to a greener future.

4. Building Bridges for Financial Inclusion

The fintech industry made great strides in bridging the financial access gap. The Inclusive Finance Forum in Nairobi celebrated tools that brought savings, credit, and insurance to underserved communities, enabling millions to take control of their financial futures. This year solidified fintech’s role as a catalyst for inclusion and empowerment.

5. Blockchain Expands Beyond Cryptocurrency

Blockchain’s impact in 2024 extended far beyond crypto markets. From supply chain transparency to secure identity verification, the technology continued to revolutionize how businesses operate. The Decentralized Finance Expo (DeFiX) in Dubai emphasized the shift toward decentralized systems that are transparent, efficient, and secure.

6. Empowering Tomorrow’s Fintech Leaders

To keep pace with innovation, the fintech industry invested heavily in talent development. Initiatives like the Fintech Academy in San Francisco provided skills training for emerging professionals, ensuring a workforce ready to drive the next wave of change.

Looking Ahead to 2025: A Future of Possibility

As we reflect on 2024, it’s clear that fintech isn’t just about technology—it’s about people. This year’s breakthroughs have brought us closer to a world where financial tools are smarter, greener, and more inclusive.

At Your Ledger, we celebrate these milestones and remain committed to simplifying money management for everyone. As we step into 2025, we’re excited to see how fintech continues to transform lives, create opportunities, and shape a better future for all.

Here’s to a smarter, more accessible financial world in 2025! A happy and prosperous New Year to all!

MAIN 3Q Pitch Night: Investor Problems and Solutions

Building a startup is no easy feat. From funding gaps to limited networking opportunities, many founders struggle to gain the momentum needed to scale. The recent Q3 Pitch Night, organized by the Manila Angel Investors Network (MAIN) and sponsored by Investible, addressed these pain points head-on, offering startups actionable solutions to their challenges while connecting them with over 120 angel investors.

Startup obstacles and solutions:

1. Struggling with Funding?

For startups, securing funding is often the biggest hurdle. MAIN invests in early-stage companies during pre-seed, Seed, and Series A rounds, focusing on sectors like financial inclusion, employment, and education.

Solution: At events like Pitch Night, founders receive direct exposure to investors eager to fund businesses with transformative potential. MAIN doesn’t just provide capital—they also offer mentorship to guide startups through their growth journey.

2. Lacking Exposure to Investors?

Pitching to the right investors can be a game-changer. However, not all founders have access to a robust network.

Solution: MAIN’s Pitch Night isn’t a competition—it’s a platform. Through five-minute presentations, startups gain visibility among the Philippines’ most prominent angel investors. Whether you’re pitching an AI safety solution like Relyon or innovating in waste management like Rezbin, MAIN ensures your voice is heard.

3. Need to Build Investor Trust?

Building investor confidence requires more than a good idea; it demands credibility and alignment with impactful goals.

Solution: MAIN focuses on startups with high-growth potential and social impact. Past funded ventures include successful startups like Kumu, FlowerStore.ph, and Booky. By aligning your startup’s mission with MAIN’s focus areas, you position yourself for meaningful partnerships.

4. Want to Close the Gender Gap?

Female founders often face additional hurdles in the investment space. MAIN recognizes this gap and actively seeks to bridge it.

Solution: -led startups and engaging more women investors. Initiatives like these not only promote equality but also unlock untapped market potential.

Startup Highlights from Q3 Pitch Night

1. Relyon: Making personal safety accessible with AI.

2. Rezbin: Turning waste disposal into an eco-friendly habit.

3. Auntie: Revolutionizing matchmaking with a family-driven approach.

4. Seeds: Gamifying financial literacy to empower communities.

Why MAIN Matters

MAIN isn’t just an investor network; it’s a catalyst for change in the Philippine startup ecosystem. By addressing pain points like funding, visibility, and mentorship, MAIN ensures startups can focus on what matters most: innovation and impact.

Call to Action

Are you a startup founder seeking funding or mentorship? Or an investor looking to back the next big idea? Your Ledger encourages you to connect with MAIN and become part of a thriving ecosystem driving the future of innovation in the Philippines.

Stay tuned to get fresh updates on the Philippines fintech scene.

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Source:

Francisco, Christian. (2024, July 26). Manila Angel Investor Network showcases 4 promising tech startups in 3Q Pitch Night. The Independent Investor. https://theindependentinvestor.ph/manila-angel-investors-network-showcases-4-promising-tech-startups-in-q3-pitch-night/

Join the Philippine Tech Show 2025 ‐- Where Innovation, Integration, and Inspiration Meet

Image credits: Your Ledger / philtechshow.net

The Philippine Tech Show 2025 is gearing up to be a milestone event for the country's tech community. With the theme Tech Ecosystem: Innovate, Integrate, Inspire, this gathering is expected to bring together experts, businesses, and tech enthusiasts from various fields. Organized by the Philippine Cable and Telecommunications Association Inc. (PCTA), the event will run from March 24 to 28, 2025, at the SMX Convention Center, Pasay City. This five-day show aims to connect leaders and visionaries across different industries, including cable TV, internet service providers, telecommunications, IT, FinTech, and data centers. It's not just for big companies; anyone interested in technology, from budding entrepreneurs to government representatives and students, will find something valuable here. Attendees will have a unique chance to network, learn about the latest trends, and see firsthand how different sectors are driving technology forward in the Philippines.

Expect this event with 2000 attendees, 300+ members, 25+ speakers, and 65% networking engagements for an opportunity to make wider connections and get the latest insights into the technological landscape.

Image credits: philtechshow.net

One of the main goals of the Philippine Tech Show 2025 is to promote collaboration and idea-sharing across the tech industry. With experts and beginners alike coming together, the event will foster a space where everyone can contribute to discussions on the future of technology in the country. It’s a prime chance for industry leaders to share their insights and for up-and-coming innovators to showcase their ideas. This blend of experience and fresh perspectives could lead to groundbreaking solutions and collaborations that could influence the nation’s tech landscape for years to come.

Moreover, the event highlights how technology is increasingly shaping daily life in the Philippines, from the way we connect to how businesses operate. By bringing together people from fields as diverse as FinTech, data management, and telecommunications, the Philippine Tech Show 2025 emphasizes the importance of building a tech ecosystem that works seamlessly across different sectors. This ecosystem approach is essential as businesses and communities grow more digitally connected. It allows for a unified push toward advancements that benefit the economy, improve education, and increase access to technology for all.

For anyone interested in tech, whether you’re a seasoned professional or just getting started, the Philippine Tech Show 2025 offers a wealth of opportunities. There will be plenty of talks, panel discussions, and workshops to dive into, covering a wide range of topics from digital innovations to the latest in telecommunications. Attendees can expect new insights, make valuable connections, and be inspired by the advancements happening in the Philippines' tech industry. For registration, you may tap at https://www.philtechshow.net/register.

Overall, the Philippine Tech Show 2025 is more than just a conference—it’s a celebration of how far technology has come in the Philippines and a look forward to the possibilities on the horizon. This event is an exciting opportunity for anyone passionate about technology, offering the chance to be part of a movement that’s shaping the future of the country.